5 Things to Look For in a New (or Used!) Health Insurance Broker

One of the issues that we often hear about is the idea of changing health insurance brokers. More specifically, the pains involved in finding, hiring and vetting out your potential broker’s capabilities. While I’d love to soapbox about everything that you broker should be doing for you, this article discusses a few things to look for if you do decide to make the jump.

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7 Things about High Deductible Health Plans

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Health costs have risen. That’s pretty obvious. And if you’re reading this article you’re probably wondering if a high deductible health plan is something that you should consider. Maybe it’s because your health plan just became more expensive, maybe your costs are actually pretty low but you want to save some extra cash. Regardless of why you’re considering a HDHP, there are a few things that you may not have considered yet.

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Is Competition in Healthcare Good?

Believe it or not, one of the most common questions that I get is about competition in the industry. While it seems like a pretty basic question, it really isn’t. But before we get into that, let’s address the elephant in the room. Yes I mean the idea that its “un-American” or socialist to simply consider competition as being anything other than divine. The fact of the matter is our current system isn’t a perfectly competitive market, and its actually built on a load of regulations and rules dictated by the government. What we’re left with is a series of complex industries that are trying to compete within the given set of rules. This doesn’t always equate to providing the best result for the consumer.

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