Benefit – Optum Bank

Maximum HSA Pre-Tax Contributions are determined by the IRS.

• All Employer HSA contributions apply to the pre-tax IRS annual contribution maximum amount.
• Any amount over the IRS maximum is considered taxable earnings
• You must be enrolled in a qualified high deductible medical plan to contribute to the Optum HSA account
• Qualified medical expenses include: Chiropractic care, Acupuncture, Dental treatments, Braces, Eyeglasses, LASIK, hearing aids and more