Maximum HSA Pre-Tax Contributions are determined by the IRS.
- All Employer HSA contributions apply to the pre-tax IRS annual contribution maximum amount.
- Any amount over the IRS maximum is considered taxable earnings
- You must be enrolled in a qualified high deductible medical plan to contribute to the Optum HSA account
- Qualified medical expenses include: Chiropractic care, Acupuncture, Dental treatments, Braces, Eyeglasses, LASIK, hearing aids and more