Your employer has funded an HRA for the specific purpose of helping you pay for qualified medical expenses not covered by your health plan.

Why use your HRA funds?  

Your employer has funded an HRA for the specific purpose of helping you pay for qualified medical expenses not covered by your health plan.  


Using the money in your HRA protects you from financial hardship from medical expenses.  

  • 25% of people have difficulty paying medical bills each year  
  • $1,500 Average deductible for individuals  
  • 40% of Americans say they could not pay an unexpected $1,000 medical expense  

Who can contribute?  

  • Health Reimbursement Accounts (HRA’s) are funded solely by your employer. You may not contribute to the account. Your employer owns the account and you cannot take it with you should you leave employment. 
  • You can use the money on qualified medical expenses for yourself, your spouse, and your dependents.  

Does the HRA roll over?  

  • Whether or not your HRA will roll over depends on the type of HRA you have. Your employer will make that decision.